Merchant risk & compliance services
A complete range of due diligence, monitoring, and investigation services designed to fit your policies, portfolio, and obligations.
Merchant onboarding & due diligence support
Structured review of new merchant applications, including business verification and documented findings to support your onboarding decisions.
Ongoing merchant monitoring
Continuous oversight of merchant activity and presence, surfacing changes in risk between formal reviews.
Website & digital presence reviews
Assessment of merchant websites and public-facing channels against your policy and category criteria.
Merchant risk classification
Consistent risk tiering so your portfolio can be understood, compared, and prioritised for review.
Transaction & behavioural risk analysis
Review of behavioural patterns and indicators that may signal a change in a merchant's true activity.
Prohibited & restricted business detection
Identification of activity that falls into categories you do not permit or that require additional controls.
Regulatory & policy compliance reviews
Reviews that check merchant activity against your internal policies and stated compliance requirements.
Merchant portfolio health assessments
A portfolio-level view of risk concentration, coverage, and areas that warrant closer attention.
High-risk industry monitoring
Focused monitoring for merchant segments that carry elevated operational or compliance risk.
Suspicious activity escalation support
Structured escalation notes with observations and evidence to help your review teams act quickly and consistently.
Periodic merchant re-verification
Scheduled re-checks that keep merchant records current and confirm ongoing alignment with your policies.
Adverse media & reputational risk monitoring
Monitoring of public signals and adverse media that may affect a merchant's risk profile or your reputation.
Payment ecosystem risk assessments
Assessments that consider how merchant risk connects to your wider payment relationships and exposure.
Compliance workflow consulting
Practical advice on structuring monitoring criteria, review workflows, and escalation paths that suit your teams.
Custom risk reports & analyst-led investigations
Bespoke reporting and deeper analyst investigations for cases that require additional scrutiny.
Consistent methods behind every service
- Experienced risk analysts reviewing each case
- Structured investigation methodologies applied consistently
- Data-led assessments with documented rationale
- Custom compliance workflows aligned to your policies
- Actionable reporting with clear recommended actions
- Flexible engagement models scaled to your portfolio
Not sure which services fit?
Start with a consultation. We will help you map your priorities to the right combination of due diligence, monitoring, and investigation support.
Request a ConsultationWe are an independent consultancy. We do not act as a regulator, law firm, bank, payment processor, or certified authority, and we do not guarantee compliance outcomes or fraud prevention.